How do I apply?
We understand that applying for a Home Loan can be a complex process. As your mortgage experts, we are here to take the stress out of the process and make it easy for you to understand. We are available online or by phone to assist with your enquiry.today!
Why should I see a Mortgage Broker instead of going to my bank directly?
The mortgage broking industry has traditionally differentiated itself on choice, experience, and convenience. From 1 January 2021, we have been further differentiated by an unrivalled Best Interests Duty. Best Interests Duty means that, as mortgage brokers, we have a legal duty to put your interests first when providing credit assistance, whereas a bank has no legal obligation to do so. In short, we act in your best interests when recommending a home loan whereas a bank sells you their products.
What do I need to get finance?
Each application differs based on your requirements and the lender selected. We have made a checklist which outlines the information required for the majority of applications.to download a copy.
How long does it take?
At Credit One Property Finance, we pride ourselves on our communication. The timeframe is dictated by the lender’s turnaround times, however we can assist in finding a lender suitable to your needs, and we will keep you informed throughout the process.
What does Credit One Property Finance do?
Credit One Property Finance is a Mortgage Broking service. Mortgage brokers have a legal duty to put your interests first when providing credit assistance. We take the time to find out your Requirements and Objectives, and then put in the work finding you a suitable solution from our panel of over 25 different lenders.
How much can I borrow?
Your borrowing power is based on your individual circumstances. If you would like to find out how much you can borrow, contact one of our mortgage specialists today.
Can you organise Insurance?
Credit One Property Finance can assist with Mortgage Protection Insurance, and can refer you to our friends at OneSure to assist with any General Insurance enquiries.